<<COMPANY NAME AND INFO HERE>>

December 21, 2005

Dear <<DEFENDANT>>:

I would like to introduce myself and tell you a little about what I can do for you. I had stopped by the other day and left one of my handwritten cards at your house. We do a lot of work-outs and settlements with a number of lending institutions and I feel that you should speak with us about your property. We can provide you with a number of options that might not always require a sale of your property. If we fail to reach an agreement, at least you have looked at all your options and won’t be second guessing that you should of, could of, or would of…

Your property is currently scheduled for the <<SALE DATE>>

I hope to hear from you soon…

Sincerely,
______________________

<<YOUR NAME HERE>>
Foreclosure/Bankruptcy Division

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