<<COMPANY NAME AND INFO>>

December 21, 2005

Dear <<DEFENDANT>>:

I would like to introduce myself and tell you a little about what I can do for you. Our company works extensively with homeowners who are in foreclosure, bankruptcy and other distressed situations. I am aware of your property which is currently scheduled for the <<SALE DATE>>

We feel that there is some equity in your property, but in order to stop the foreclosure sale we must begin to form a plan immediately. We can help you out with your current situation and create a favorable arrangement for both parties. Our office is composed of seasoned real estate investors who have contacts in banking and statewide foreclosure departments.

I look forward to speaking with you…

Sincerely,
______________________

<<YOUR NAME HERE>>
Foreclosure/Bankruptcy Division

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