<<COMPANY NAME AND INFO HERE>>

December 21, 2005

Dear <<DEFENDANT>>:

In one of our recent mailings I noticed that we received a returned letter informing us that you had moved down to <<NEW ADDRESS>>. Our mailings are sent to people who might have had some past difficulties with their loan obligations. We are interested in helping you resolve any issues regarding your property at <<PROPERTY ADDRESS>> and might even be interested in purchasing it. Please call our office at our earliest convenience so that we can discuss the possibilities of your current situation and/or real estate. I can be reached at the above numbers Monday thru Friday 10-6 PM.

I look forward to speaking with you…

Sincerely,
______________________

<<YOUR NAME HERE>>
Foreclosure/Bankruptcy Division

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